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New Walmart Credit Partner > Capital One

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Valued Member

When Cap one takes over Walmart

Cap one won't approve for anything. I have a perfect payment record on a three year old Walmart card. Any idea how I will fare once the taakeover is complete?

Message 121 of 332
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Moderator

Re: When Cap one takes over Walmart


@Inscorehell wrote:

Cap one won't approve for anything. I have a perfect payment record on a three year old Walmart card. Any idea how I will fare once the taakeover is complete?


I dont think it will change anything for you. Cap One core cards will still have same UW standards and approval requirements. 

 

 

I told my teens yesterday I'm done repeating myself. Darwin, take the wheel, please.
Message 122 of 332
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Valued Member

Re: When Cap one takes over Walmart

I'm confused. Do you mean my cap one rejections or my usable walmart card will stay the same?

Message 123 of 332
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Super Contributor

Re: When Cap one takes over Walmart


@Inscorehell wrote:

I'm confused. Do you mean my cap one rejections or my usable walmart card will stay the same?


UW criteria is separate between core cards and store cards. As long as Capital One decides to migrate you, nothing will change. 


Message 124 of 332
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Moderator

Re: When Cap one takes over Walmart


@Inscorehell wrote:

I'm confused. Do you mean my cap one rejections or my usable walmart card will stay the same?


Rejections. Nothing is going to happen to your Walmart card. It will stay the same 

I told my teens yesterday I'm done repeating myself. Darwin, take the wheel, please.
Message 125 of 332
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Valued Member

Re: When Cap one takes over Walmart

Sorry if I've been unclear with my question. LOL. Will I have a cap one walmart card or will I no longer be a walmart credit card customer?

Message 126 of 332
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Frequent Contributor

Re: When Cap one takes over Walmart

I think right now nobody knows what cap 1 is going to do . We can only speculate til the press release .
08 ficos 9/2019 eq 685 tu 704 ex 677
Message 127 of 332
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Mega Contributor

Re: When Cap one takes over Walmart


@Remedios wrote:

@Inscorehell wrote:

I'm confused. Do you mean my cap one rejections or my usable walmart card will stay the same?


Rejections. Nothing is going to happen to your Walmart card. It will stay the same 


+1

 

I think @Remedios has great intuition, or whatever you want to call it, Personally I'm banking on what She say's!

“There is so much pain in the world, and most of these people keep theirs secret, rolling through agonizing lives in invisible wheelchairs, dressed in invisible bodycasts.”
Message 128 of 332
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Regular Contributor

Re: When Cap one takes over Walmart

As I know, I got the letter, it says as of August 2019, they will start moving accounts to Cap 1 and it will take 1-2 months and you'll get a letter with new card and new login info then from there, everything will remain same. Nothing will be changed.

 

If you want to request CLI, I would do it NOW before Cap 1 takes over 100% in August because I know Cap 1 is sticky with the CLI's!

Message 129 of 332
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Frequent Contributor

Re: When Cap one takes over Walmart

Did u get a 2nd letter Mr Irish?.I thought I read in another post that you said cap1 was taking over July 20th on your account and they gave u a 1000 increase .my memory isn't great so please forgive me if I'm incorrect sir
08 ficos 9/2019 eq 685 tu 704 ex 677
Message 130 of 332
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