New Walmart Credit Partner > Capital One

[Inscorehell]

Cap one won't approve for anything. I have a perfect payment record on a three year old Walmart card. Any idea how I will fare once the taakeover is complete?

[Remedios]

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@Inscorehell wrote:

Cap one won't approve for anything. I have a perfect payment record on a three year old Walmart card. Any idea how I will fare once the taakeover is complete?

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I dont think it will change anything for you. Cap One core cards will still have same UW standards and approval requirements. 

[Inscorehell]

I'm confused. Do you mean my cap one rejections or my usable walmart card will stay the same?

[Anonymous]

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@Inscorehell wrote:

I'm confused. Do you mean my cap one rejections or my usable walmart card will stay the same?

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UW criteria is separate between core cards and store cards. As long as Capital One decides to migrate you, nothing will change. 

[Remedios]

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@Inscorehell wrote:

I'm confused. Do you mean my cap one rejections or my usable walmart card will stay the same?

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Rejections. Nothing is going to happen to your Walmart card. It will stay the same 

[Inscorehell]

Sorry if I've been unclear with my question. LOL. Will I have a cap one walmart card or will I no longer be a walmart credit card customer?

[Anonymous]

I think right now nobody knows what cap 1 is going to do . We can only speculate til the press release .

[M_Smart007]

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@Remedios wrote:

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@Inscorehell wrote:

I'm confused. Do you mean my cap one rejections or my usable walmart card will stay the same?

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Rejections. Nothing is going to happen to your Walmart card. It will stay the same 

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+1

I think @Remedios has great intuition, or whatever you want to call it, Personally I'm banking on what She say's!

[Anonymous]

As I know, I got the letter, it says as of August 2019, they will start moving accounts to Cap 1 and it will take 1-2 months and you'll get a letter with new card and new login info then from there, everything will remain same. Nothing will be changed.

If you want to request CLI, I would do it NOW before Cap 1 takes over 100% in August because I know Cap 1 is sticky with the CLI's!

[Anonymous]

Did u get a 2nd letter Mr Irish?.I thought I read in another post that you said cap1 was taking over July 20th on your account and they gave u a 1000 increase .my memory isn't great so please forgive me if I'm incorrect sir