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I have a friend ..... yah a friend, who's scores are very close to mine *cough*
Im helping this FRIEND finalize their app spree and Im looking for information on howw long each lender takes to report a new account opening.
The banks are
Chase CFU CF and AARP
FNBO - Ducks and Mlife
Runnerup banks
Comenity Total Rewards / Ceasars
WellsFargo- Cashwise
NFCU - card unknown atm
Apple - UMB
Trying to come up with a list for my FRIEND for the final selection and order. any help with posting times would be great. Thanks
Chase will report right after your first statement closes.
@Meanmchine wrote:I have a friend ..... yah a friend, who's scores are very close to mine *cough*
Im helping this FRIEND finalize their app spree and Im looking for information on howw long each lender takes to report a new account opening.
The banks are
Chase CFU CF and AARP
FNBO - Ducks and Mlife
Runnerup banks
Comenity Total Rewards / Ceasars
WellsFargo- Cashwise
NFCU - card unknown atm
Apple - UMB
Trying to come up with a list for my FRIEND for the final selection and order. any help with posting times would be great. Thanks
I am confused. Are you asking for the purpose of structuring a spree or are you asking for when the score will change the most drastically for your *friend*? All of those lenders will take until the first statement date and the Apple card from Goldman Sachs has for now taken even longer to report the actual account. As for the HP for each account you apply for that will change based on how responsive the lender is to report. All of those lenders are rather quick on reporting at 1 week or less for the HP.
Approved for my Ducks Unlimited on 9/18 and it just reported a month later for all three CRAs (a little less on Experian). Reflects a start date of Sept 1st .
Can confirn NFCU for Wife and I... soonest any of 5 cards reported was about 40 days. They all reported after the "second" statement which is usually less than 60 days.
Sync... go to the batchroom after applying and it's there.
AMEX seems to take a while as well.