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New card CL increase through recon any strategy?

Member

New card CL increase through recon any strategy?

Hello I have read here that some people get a CL increase on a new card after approval. Any suggestions on how to go about that? I got a WF Cash Wise invitation. Was declined. Called and did recon and got approved but only for 1,000. Would like to see about a better CL. 

Message 1 of 6
5 REPLIES
Frequent Contributor

Re: New card CL increase through recon any strategy?

Immediately trying for a CLI after being issued on something already reconsidered to get in the door? I would not advise it.

Give the card some love and experience. After 3-6 months, consider asking for more. I would not try after already getting a recon success.
Message 2 of 6
Community Leader
Super Contributor

Re: New card CL increase through recon any strategy?


RadioRob wrote:
Immediately trying for a CLI after being issued on something already reconsidered to get in the door? I would not advise it.

Give the card some love and experience. After 3-6 months, consider asking for more. I would not try after already getting a recon success.

+1 I agree.


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover.. Fico 8: EX: 758; TU: 746; EQ: 762
Message 3 of 6
Valued Contributor

Re: New card CL increase through recon any strategy?

Plus, it's WF. They aren't exactly known for being overly generous. Unless you are my GF- she's the only one that I know of that gets nice auto CLI's from them...

NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more!
Total CL $398600, plus car and RV loan.
Ooh. Ooh. Getting closer to that $500K mark!
Message 4 of 6
Member

Re: New card CL increase through recon any strategy?

Thanks all. Will cool my jets. 

Message 5 of 6
Frequent Contributor

Re: New card CL increase through recon any strategy?

Good luck! I know it sucks waiting but that is the biggest factor for success with FICO.
Message 6 of 6