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Welcome to the forums! I would close the Merrick as soon as you have paid the balance off. Then watch for any trailing interest on the next statement. Credit One go ahead and close whenever you are ready, but before the AF kicks in. Last I was aware CapOne wasn't doing account combinations any longer, but I would hold onto them assuming there is no AF in hopes that they will begin doing it again.
They're actually both regular Quicksilver cards, no annual fees for either. I'm assuming it's best to wait for my charge-offs to fall off at the 7 year mark before I eventually get the other credit cards I want (or at the very least the Double Cash) so I can get the best APR. But I am not exactly patient, so who knows if I can wait! Anyway, that was just my assumption.
Thanks for the advice!
FYI- you can product change your Discover Chrome to the IT- just ask them However if its still under a year old, you will lose your cashback match I believe.
@FancyFico123 wrote:FYI- you can product change your Discover Chrome to the IT- just ask them However if its still under a year old, you will lose your cashback match I believe.
Sorry to bump an older thread, was searching for something else. When I changed my Chrome to an IT in September my cashback match continued through the time period it was active (End of Dec).