New guy with ?'s

[-Wade-]

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@ce1980 wrote:

Hello,

A little about myself:

In my 30's single and make(Listen to this) make about $12,000 yes $12,000 a year income.

Credit cards

CITI Slate CL $500

CITI Diamond Preferred CL. $2500

Chase Freedom      CL. $3000

Discover Rewards   CL. $4500

Just app for US Bank Platinum visa CL. $5000

American Express Gold CL.$?? Its sound a little foolish but I just wanted to see if they would approve member I never activated due too annual fees

I would like to add that I have a student loan and a low rate (4.9%) car note.

Now please keep in mind I am not here to gloat, but rather find an explanation as to why I have been blessed with credit,while I see others in

a better financial situation, yet their struggling to get approved for cc.

Thank you

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I think they still charge you the fee!!!! Be careful with this one either activate it or close it out...... Amex is a good Company and i would not play games with them......Just my 2 cents

[efranklin23]

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@ce1980 wrote:

Hello,

A little about myself:

In my 30's single and make(Listen to this) make about $12,000 yes $12,000 a year income.

Credit cards

CITI Slate CL $500

CITI Diamond Preferred CL. $2500

Chase Freedom      CL. $3000

Discover Rewards   CL. $4500

Just app for US Bank Platinum visa CL. $5000

American Express Gold CL.$?? Its sound a little foolish but I just wanted to see if they would approve member I never activated due too annual fees

I would like to add that I have a student loan and a low rate (4.9%) car note.

Now please keep in mind I am not here to gloat, but rather find an explanation as to why I have been blessed with credit,while I see others in

a better financial situation, yet their struggling to get approved for cc.

Thank you

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Whoa!!! What are your credit scores? And I'm kind of shocked you're blessed with that type of credit as well. and btw, what is the Discover Rewards Card? Are you referring to the IT card? If not, I would upgrade to it if I was you.

[ce1980]

Oh 1 last thing, I applied for a sapphire and got denied about a year ago..Looks like a real nice card.