Although with NFCU you cannot combine points so even though the More Rewards and the Flagship are both issued by NFCU they work more as 'standalone' cards. Each one of NFCU cards accumulate points into their own "bowl", can't transfer them to a different card or combine them - it would be awesome tho if you could do that with that with the More Rewards and the Flagship but I guess they understand that it would be too easy to accumulate points, hahaha!
