Thanks, I understand this card is definitely a PIFer. I was just making sure that I wouldnt acrue any finance charges no matter what as long as I PIF once a month.
If you do ever BT to AMEX, try not to BT close to the CL.My co-worker just got a FR because he BT $4000 / $5000CL.He ignored their request and account was closed by AMEX.Right now he is paying the balance off on a closed account.He said they still honored the 0% even after the account was closed.Told him that will look bad on his CR since account was closed by credit grantor with a balance.
It should start reporting around 30 days from the close of your first statement. Amex runs a month behind in reporting.
thrasher865 wrote:I'm watching scorewatch and wondering how long should this account take to post to my CR? I'm anxious to see what it does to my score with the decreased utilization but the added account and probably lower avg age.