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Next card suggestions

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diveforfun97
Frequent Contributor

Next card suggestions

Hello all!  So I have come a long way on my credit.  I have some cards that i used to help rebuild as I have much revolving credit outside as a AU.  My scores are updated in my signature.  My income is $98,000 and with my wife $147350.  Here is what I have now:

 

Discover- $3600 limit

Capital One Quicksilver- $2000 limit

Chase Freedom Unlimited- $500 limit

Credit One- $550 limit (do not use and will close)

Macy's- $3000 limit (my wife loves this store)

Kohls- $700 limlit

Amazon Store Card- $2800 limit

 

I am sure that folks will need more info and I will edit as needed.

 

What I am looking for is the best card to round this out, and I think I only want one more card.  I would like a big boy card that will hopefully give me a good SL and offer decent rewards.....maybe travel as I get cash back with my Discover, Chase, and Capital One.  All suggestions will be appreciated, and feel free to suggest any podict changes that you see fit.,

Starting Score: Sep 23, 2014 EQ 577 TU 583 EX 567
Current Score as of 6/28/17 EQ 628 TU 643 EX 625
Goal Score: 700
Message 1 of 7
6 REPLIES 6
Themanwhocan
Senior Contributor

Re: Next card suggestions

Your scores are too low, you need to work on increasing them. Otherwise low credit limits or denials are in your immediate future.

 

Do you know what baddies are on your reports? Or are your scfores low due to a lot of new cards and inquries, and carrying a balance?





TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752    
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800
Message 2 of 7
Anonymous
Not applicable

Re: Next card suggestions

Are you getting any prequals for the Venture card?  I qualified with similar scores, but YMMV.

Message 3 of 7
Creditaddict
Legendary Contributor

Re: Next card suggestions

Join NAVY!!

Message 4 of 7
diveforfun97
Frequent Contributor

Re: Next card suggestions

The only real baddie that I have is a paid Verizon Collection from a couple years ago

 

Starting Score: Sep 23, 2014 EQ 577 TU 583 EX 567
Current Score as of 6/28/17 EQ 628 TU 643 EX 625
Goal Score: 700
Message 5 of 7
happypill
Valued Contributor

Re: Next card suggestions

I think a Venture would be your best shot at a high SL.  If you're willing to grow it over time you have a lot of options.  Citi, Chase or BofA have great cards but you may need to establish some history and maybe get a high SL on your second card with them.

Message 6 of 7
diveforfun97
Frequent Contributor

Re: Next card suggestions

Thanks everyone!!!

 

Starting Score: Sep 23, 2014 EQ 577 TU 583 EX 567
Current Score as of 6/28/17 EQ 628 TU 643 EX 625
Goal Score: 700
Message 7 of 7
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