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Nfcu balance transfer

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justanotherquestion
Contributor

Nfcu balance transfer

Quick question, if i add my wife to my nfcu cards csn i then transfer her balances to mine since the rate is lower?

 

 

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SUPERSQUID
Valued Contributor

Re: Nfcu balance transfer


@justanotherquestion wrote:

Quick question, if i add my wife to my nfcu cards csn i then transfer her balances to mine since the rate is lower?

 

 


Generally lenders wont allow you to balance transfer between their accounts, that counts for all lenders.

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OmarGB9
Community Leader
Super Contributor

Re: Nfcu balance transfer


@SUPERSQUID wrote:

@justanotherquestion wrote:

Quick question, if i add my wife to my nfcu cards csn i then transfer her balances to mine since the rate is lower?

 

 


Generally lenders wont allow you to balance transfer between their accounts, that counts for all lenders.


Agreed. Adding her as an AU isn't necessary and won't help any.

 

Lenders won't let you use BTs to pay debts already held by them.


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 3 of 4
SouthJamaica
Mega Contributor

Re: Nfcu balance transfer


@justanotherquestion wrote:

Quick question, if i add my wife to my nfcu cards csn i then transfer her balances to mine since the rate is lower?

 

 


Balances at other banks? You can do balance transfers of those accounts right now; no need to add her to your account.


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 701 TU 704 EX 685

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