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Nfcu highest limit?

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Jean181
Member

Nfcu highest limit?

Whats your guys limits look like i have a 24.6k cash rewards 23.9k platnium and 15KCLOC i wonder is it possible for me to combine both of my credit cards ? And keep the other open with a low limit

EX:709 , EQUIFAX:743 ,TRANSUNION:733
TOTAL CREDIT LINE NFCU PLATNIUM:23,900K, NFCU CASH REWARDS :24.6k USAA PLATNIUM 12k ,CITI SIMPLICITY:7.6k , NFCU CLOC 15k MILITARY STAR 4k Amex platnium no set limit
83k+ Revolving credit lines
22 REPLIES 22
Morehouse3000
Established Contributor

Re: Nfcu highest limit?


@Jean181 wrote:

Whats your guys limits look like i have a 24.6k cash rewards 23.9k platnium and 15KCLOC i wonder is it possible for me to combine both of my credit cards ? And keep the other open with a low limit


Navy Amex- 25K

Navy Plat- 24K

Navy Flagship- 18K

Message 2 of 23
Brian_Earl_Spilner
Community Leader
Mega Contributor

Re: Nfcu highest limit?

NFCU cards cap at 50k, except for the flagship which is 80k

    
Message 3 of 23
Jean181
Member

Re: Nfcu highest limit?

Nice! I had always thought it was 80k total in unsecured credit

EX:709 , EQUIFAX:743 ,TRANSUNION:733
TOTAL CREDIT LINE NFCU PLATNIUM:23,900K, NFCU CASH REWARDS :24.6k USAA PLATNIUM 12k ,CITI SIMPLICITY:7.6k , NFCU CLOC 15k MILITARY STAR 4k Amex platnium no set limit
83k+ Revolving credit lines
Message 4 of 23
Jnbmom
Community Leader
Super Contributor

Re: Nfcu highest limit?


@Jean181 wrote:

Nice! I had always thought it was 80k total in unsecured credit


@Jean181 It is, the max on credit cards is 80K 

EXP 778 EQ 747TU 793
Message 5 of 23
ImTheDevil
Super Contributor

Re: Nfcu highest limit?

^^^ this. $80k max on cards. You can have all $80k on the Flagship alone. All other cards cap at $50k, and you can hold a mix of them that adds up to no more than $80k.

Platinum NPSL | Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | FNBO Prime Visa | FNBO Evergreen | PenFed PCR | PenFed Gold | Navy cashRewards | Navy Platinum | Apple | Wells Fargo Active Cash | IT Cash | IT Chrome | GHSFCU Visa Plat | Quicksilver | Target | VS | Home Depot | Lowes | Sams MC | Firestone | Overstock | Kohl’s | Key Bank auto loan (2017 Audi A6 Premium Plus S-Line)


Message 6 of 23
Duriel
Frequent Contributor

Re: Nfcu highest limit?

Flagship 20k

Cash rewards 15.5k

 

If I can't absorb cash rewards into flagship someday then I hope I can PC it to something else. 1.5% card doesn't feel long term. 


Message 7 of 23
Citylights18
Valued Contributor

Re: Nfcu highest limit?


@Duriel wrote:

Flagship 20k

Cash rewards 15.5k

 

If I can't absorb cash rewards into flagship someday then I hope I can PC it to something else. 1.5% card doesn't feel long term. 


I believe you can PC so long as you stay under that 80k cap.

Official travel point totals as of 1/5/23 (992,347 Total Points)
Chase Ultimate Rewards 365,510 | IHG One Rewards 182,845 | World of Hyatt 106,105 | AMEX Membership Rewards 101,663 | Marriott Bonvoy 84,039 | Citi Thank You 72,932 | Southwest Rapid Rewards 25,439 | United MileagePlus 13,316 | British Airways Avios 12,333 | Jet Blue TrueBlue 11,661 | Hilton Honors 2,779 | AA Advantage 2,360 | NASA Platinum Rewards 1883 | Navy Federal Rewards 792 | Expedia Points 529 | Delta Sky Miles 175 | Virgin Atlantic Virgin Points 100 | Hotels.com Rewards 6/10 ($135.99) | Discover CB 5,384 ($53.84) | Amazon Rewards 1,380 ($13.80) | Lowe's Business Rewards 1,122 ($11.22)
Message 8 of 23
M_Smart007
Legendary Contributor

Re: Nfcu highest limit?

I would add, as long as your cards are one year old, you can combine the CL's.

Message 9 of 23
shmacckk
Regular Contributor

Re: Nfcu highest limit?

Flagship 80k

Platinum 33k

 

Message 10 of 23
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