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Nfcu or usaa?

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Rein
Regular Contributor

Nfcu or usaa?

I have NFCU credit card and thinking about getting USAA. which one do you like better?

Message 1 of 35
34 REPLIES 34
Anonymous
Not applicable

Re: Nfcu or usaa?

I like both, if I had to choose I guess it would be NFCU, just because there credit lines are better than anybody elses

Message 2 of 35
BornSupercharged
New Contributor

Re: Nfcu or usaa?


@Anonymous wrote:

I like both, if I had to choose I guess it would be NFCU, just because there credit lines are better than anybody elses


+1 NFCU is very generous. 

Message 3 of 35
Revelate
Moderator Emeritus

Re: Nfcu or usaa?

Pure credit perspective and other loan products, NFCU smokes USAA.  It's not even close really.

 

That said, if you can qualify for full membership at USAA, it's worth establishing it regardless as their insurance products are hard to beat and they're not a bad bank to do business with as a whole even as a limited member.  




        
Message 4 of 35
Anonymous
Not applicable

Re: Nfcu or usaa?


@Revelate wrote:

Pure credit perspective and other loan products, NFCU smokes USAA.  It's not even close really.

 

That said, if you can qualify for full membership at USAA, it's worth establishing it regardless as their insurance products are hard to beat and they're not a bad bank to do business with as a whole even as a limited member.  


+10000!!! I have my auto insurance through USAA and it can't be beat by anyone!!!!

Message 5 of 35
Bleety17
Regular Contributor

Re: Nfcu or usaa?

Can't go wrong with being members of both
USAA Mastercard-$2000 USAA Visa-$2000 USAA SC-$600 NFCU-$12500 Walmart-$3500 BestBuy $1000 Navcheck 3000



Message 6 of 35
webhopper
Moderator Emeritus

Re: Nfcu or usaa?

Their auto rates are competitive but state farm beats them for me...

I like navy; my husband and I joined usaa but we did not get any of their products.
FICO 8:
Goal: Gardening!
Message 7 of 35
Anonymous
Not applicable

Re: Nfcu or usaa?

Don't have NCFU, but I do like USAA. Its always nice being reimbursed for ATM fees. I was expecting their insurance to be better though, they were not able to beat the rate I receive from Liberty Mutual. Overall still a great company though.

Message 8 of 35
MountainHiker
Established Contributor

Re: Nfcu or usaa?

No question about it, NFCU the way to go.Better CL amounts better CLI's and best perks and services. Also they give better customer service.

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Message 9 of 35
Dustink
Valued Contributor

Re: Nfcu or usaa?

I think USAA has better rewards on their credit cards and that to me is better than a high limit on a poorly rewarding card.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


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Message 10 of 35
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