Nice Product Change from U.S Bank

GalaxyStars · ‎08-07-2016

So I was originally gonna cancel my Visa Perks "non plus, non sig" version.
They agreed to do a product change to the U.S Banks cash lower version with just the 1% cash back. Like a fool I accepted it.

And yesterday I received the Cash+ version with the 5% catergories. That's awesome, I guess the customer service rep didn't know the difference.

nrm · ‎08-07-2016

Congrats!

Anonymous · ‎08-07-2016

Congratulations on your PC!

Anonymous · ‎08-07-2016

@GalaxyStars wrote:
So I was originally gonna cancel my Visa Perks "non plus, non sig" version.
They agreed to do a product change to the U.S Banks cash lower version with just the 1% cash back. Like a fool I accepted it.

And yesterday I received the Cash+ version with the 5% catergories. That's awesome, I guess the customer service rep didn't know the difference.

Congratulations to you!...Thanks for sharing.

Themanwhocan · ‎08-09-2016

congrats

TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800

Anonymous · ‎08-16-2016

Congrats! This card has recently peaked my interest.

What categories will you be choosing?

NRB525 · ‎08-16-2016

Congratulations! Definitely a nice PC

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765

SunriseEarth · ‎08-17-2016

Congrats on the PC!

AFAIK, the 1% on everything Cash Rewards is no more. Cash+ now has a Visa Platinum and a Visa Signature offering. The Cash 365 is their 1.5% on everything card. It doesn't seem like a horrible gen spend card, although 1.5% CB cards are a dime a dozen these days.

Anonymous · ‎08-17-2016

Congrats on the PC. You will like the card, it's quite shiny.

I've had mine a short time with it but I've been happy thus far. It has it's drawbacks like a crappy website, ambiguous categories, and some others but has some great benefits too. No threshold for redemption is awesome. Especially for a card where I'm going to put a limited amount of spend. Great for phone bills. Plus I just bought myself a new phone so I have > $600 in 5% spend on the card this month. Very nice.

Decent dining card for non Discover/Freedom quarter. Regular restaurant is only 2% but fast food 5%. I'm planning to just it for all restaurant spend next quarter as I don't have a 3% dining card. And still keep the phone category for my phone bill.

GalaxyStars · ‎08-17-2016

Agreed, I think U.S. Bank probably has the worse website out of all my cards.