No AF dining rewards card?

[Anonymous]

I know you said you'd feel uncomfortable with it, but the AARP is a wonderful dining card. I'm in my early 20s but I have the AARP card (just leave that question blank on the application) and I'm not embarrassed at all. Also, it is an extremely attractive card. I was shocked at how good it looked when I saw mine in person.

[kdm31091]

I also think the PayPal extras card sounds appealing but their must be some reason more people don't have it. I almost never hear it mentioned here yet it's 3x dining with no annual fee. Why isn't it popular?

[Anonymous]

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@kdm31091 wrote:
I also think the PayPal extras card sounds appealing but their must be some reason more people don't have it. I almost never hear it mentioned here yet it's 3x dining with no annual fee. Why isn't it popular?

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if i remember correctly, the points isn't worth much. there was other website that reviewed it, and point wasn't even a cent to a dollar.

[Anonymous]

AARP or Huntington Voice

Hope we get some 5% Restaurant cards soon.

[kdm31091]

That's an important detail! I wonder how the points on the chase Amazon visa work. If they are ultimate reward points that's fine because they're at least 1 cent each.

[lord_kinbote]

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@kdm31091 wrote:
I also think the PayPal extras card sounds appealing but their must be some reason more people don't have it. I almost never hear it mentioned here yet it's 3x dining with no annual fee. Why isn't it popular?

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It works out to be 2.5% cash back.  I think a lot of people simply do not realize it has 2.5% and apart from restaurants, the point system is marginal.  Additionally, the CSR's are non english speaking, which can be a bit irritating.  With that said, I can say that CLI are approved frequently and are done via SP.  Prior to receiving the CSP, I used this card exclusively for restaurant purchases - which equates to about 900+ a month for me.  Now, it is only used for eBay purchases.

[kdm31091]

Now I can't decide! Amazon Visa...PayPal mc...regular sapphire if they let me downgrade....AARP.... Aah! The nice thing with the Amazon is it also includes drugstores at 2x. I work at a drugstore so constantly buying stuff.

[CreditCuriosity]

Actually the PayPal MC is kinda attractive as I would like to get in with GE and they pull TU > 700 score I have... So that is a positive.  So baically 2.5% back on restraunts?  I would do the Chase AARP, but after my recent denial for the Ritz I am going to give Chase some breathing room for 6 months for my freedom to age then go for the CSP/Ritz again..  So in the meantime, it doesn't appear to be a bad dining card at all...  How do you renew rewards?  Statement posts and check/credit of account or another method?  Monthly or as transactions post?

[longtimelurker]

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@kdm31091 wrote:
That's an important detail! I wonder how the points on the chase Amazon visa work. If they are ultimate reward points that's fine because they're at least 1 cent each.

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They are not ultimate reward points, but can be redeemed, 1c per point, for statement balance.

[Anonymous]

Wouldn't the AARP just be the Cat's meow if it gave 3x URs for Dining?