Capital One Quicksilver with the No AF.
1.5% everywhere
No FTF
It should be issued as a VISA. Mine is converted from an old Platinum MC, but I think new are issued as VISA.
How tolerant are you of annual fees? If so I recommend the Sapphire preferred, especially if travel is involved.
Gardening until September 2025
How about the Merrill Lynch plus Signature Visa?
The daily rewards aren't anything special. They do give you 60,000 points for travel, equal to $1000 after meeting the spend. It's a no FTF card. It also comes with other travel features. No association to Merrill Lynch or BofA necessary. No AF either.
@disdreamin wrote:I'd like a Visa card for Costco spend and I need a card with no FTF that I can use when we travel. It would be ideal if these could be the same card, just for simplicity sake. I was thinking of a USAA card for that purpose, but am open to suggestions.
Thank you for any assistance!
The background info:
Paring down my cards -
In the keep pile: Amex BCP, Citi DC, Target
In the close pile: AmEx Delta Gold - just closed today, Chase Disney (once rewards are used up), Chase SP - PC'd to Freedom Unlimited for the time being until I find a replacement Visa card, Barclay SM - because nerfed, Barclay Arrival+
Some no-foreign-transaction-fee cards:
Barclay Ring
PenFed Promise
Cap One Quicksilver
Alliant CU Platinum
Barclay JetBlue
Amex Platinum
Discover IT [but not great for overseas travel I'm told]
Cap One Spark [business card]
Bank of America travel rewards [business card]
NFCU Platinum
@NRB525 wrote:Capital One Quicksilver with the No AF.
1.5% everywhere
No FTF
It should be issued as a VISA. Mine is converted from an old Platinum MC, but I think new are issued as VISA.
While I'm a huge fan of my own Quicksilver Visa Signature, from what I can tell all new accounts (both QS and Venture) are now issued as World Elite MasterCards (at least if you apply from the main Capital One site).
The only Visa cards I can find on their site now are the Spark business cards and the Journey student card. 
Up until just a few weeks ago, though, it was a solid Visa card to have. (All new Venture and QS cards - not QS1 - were previously issued at Visa.)
@Anonymous wrote:As recommedned, the QS is a good No FTF card, with 1.5% no cash back. However, I think they just recently switched to Mastercard. On the Cap 1 website, it states the regular QS now comes with World Elite Mastercard Benefits.
The NFCU Cash Rewards is No FTF and no annual fee and Visa. Right now there is a $200 bonus for $3K spend in 90 days. Like the QS it is 1.5% cashback.
Good to know. Capital One is not displaying the VISA / MC logo on the application images, which allows them to switch up where a particular card goes. My old Platinum was MC, converted to a QS MC, while new QS were VISA, and apparently back to MC. I must say though, the basic WMC QS benefits look stronger than many of the other travel cards I have.
What is the value of a NFCU Cash Rewards point? The 1.5% card is obvious, some of their other cards have a point system for rewards.