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I have a Plat. HSBC that used to have $1700 cash advance limit that was just lowered to $850. My orchard was also lowered from $400 to $150.
I dont care about cash advances, but wanted to give a heads up! My credit line is still good... thank goodness. Dont touch that HSBC!!!
there have been a couple of recent threads. here's another one:
I have an HSBC mastercard, never late, $8500 credit limit, keep a revolving %10 balance which I pay off every month. I have $658 on it right now and just logged in this morning to pay it off and my credit limit dropped to $560!!!!! I called HSBC and I got a southeast asian man that couldnt answer my questions as to why it was lowered and no one told me, all he said is that it was a "business decision".
Now Im $98 over limit which they said would not affect my credit and there are no fees applied but I expect to get screwed over this. Of course Im upset and want to close it but this is my oldest account at 6 years old. Closing my account with them isnt going to hurt them, no on will blink and eye but it will hurt me. But I do plan on never using the card again knowing that my credit limit could drop at any minute for no reason.