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Do any creditors other than AMEX have similar 3X CLI programs? Recognizing AMEX is not guaranteed, it does seem more likely than not based on anecdotal evidence shared around this board.
My Walmart Discover card was pretty much a 3xCLI around the 70th day. Got card around 9/10/12 and around 11/20/12 I went from 1.8k to 5.4k CL.
any ge card can give you pretty high limits fast. went from 800 to 5k in about 3 months.
and its always a soft pull.
other than that i have no idea since i only have a few companies in my wallet.
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
My wally card just turned 4-5mths old and i got a 3x CLI....not much but still it was techinally 3x.
No CLI is ever guaranteed. Amex is the only one I've ever read about here with the 3x "rule." GE CLIs can be generous, but don't necessarily follow a 3x pattern. My Walmart went from 300 - 1k - 2k - 3.5k in 1 yr. My old navy also didn't do 3x CLIs, but went from 200 to 4k visa upgrade with CLIs throughout the year.
Most, if not all, issuers let you request as much as you want, not just three times the current limit. I got a five times increase on an FIA card, and more than three times on another of their cards.
Keep in mind that the American Expess three times the limit policy is not something that is guaranteed. A few people have said they thought it was and are disappointed when they do not get it. It is just that the system can only approve requests that are up to three times the current limit. I am unsure if an underwriter can go beyond that.
Thanks for the answers. Sounds like GE is fairly generous in this regard.