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Hello Lexa,
Thanks for your kind and valuable contribution. I received the Macy's card the other day and they mailed me the Macy's Visa, product which I did not ask for. When applying for the store card, they had asked me if I wish for the Macy's Visa as well. I answered no, perhaps in the future. Well, I received the Macy's Visa card with a $6,000.00 CL. Should I still ask them for an increase on the Macy's store card? It remained at $1,200. BTW, what were your scores when you asked them for a 10K CL and was the request for the store card or for the Macy's Visa?
Thanks in advance for your assistance!
rebuilding_credit
yes you should ask for it. in my experience you can ask for more than the CLI offered every 3 months for store and now 6 months for visa.
I started with 1k store and 2k visa, 1 year later I now have 10k store, 12k visa. My first 2 increases I asked for double current CL and was given it even though the computer had only originally offered me the common $700
@Anonymous wrote:Hello creditaddict,
Firstly, Happy New Year! Hoping you had a wonderful holiday! I was actually declined but after much persistence and diligence, I was approved for a small CL of $500.00 for the store card. I do recall that you had conveyed to request an upgrade but they declined. :-(
Congrats on the Nordstrom recon! Once you're in with Nordies, you're in, and it's nice to see someone understand it's a victory not an insult to gain the store card in this respect. I'm sure with good history, you'll be good to go on the Signature Visa upgrade later this year.
Edit to add: And even bigger congrats on the Macy's Visa!