Nordstrom Visa Signature CLD Letter

[FinStar]

As others have mentioned, glad to hear they provided a heads up and the option to retain your current CL.   

Just curious, given the modest CL, how much were you putting on the card and how often were you using it @BearsCubsOtters?

[cashorcharge]

Okay @BearsCubsOtters 

Here's a suggested purchase!  Keep that card active and keep those lips Sexy..it's under $10 and free shipping

https://www.nordstrom.com/s/jao-lipjao-lip-balm/5678812?origin=keywordsearch-personalizedsort&breadc...

[OmarGB9]

At least they gave you a heads up and allowed you to retain your limit "for now."

[BearsCubsOtters]

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@FinStar wrote:

As others have mentioned, glad to hear they provided a heads up and the option to retain your current CL.   

Just curious, given the modest CL, how much were you putting on the card and how often were you using it @BearsCubsOtters?

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@FinStar 

I was buying Jack Black beard oil and facial cleanser lol. Probably about $60 a year 

[BearsCubsOtters]

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@cashorcharge wrote:

Okay @BearsCubsOtters 

Here's a suggested purchase!  Keep that card active and keep those lips Sexy..it's under $10 and free shipping

https://www.nordstrom.com/s/jao-lipjao-lip-balm/5678812?origin=keywordsearch-personalizedsort&breadc...

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LOL thanks for the suggestion. I am spending about $60 a year on it.....I guess they want more action. 

I am surprised nobody else has chimed in with a similar issue. I can't have been the only one to receive the letter and I know the decision was not based on adverse action caused by credit issues. 800+ on all three bureaus; no new personal credit since 2016; 1% utilization and still gainfully employed and a side small business. I have to imagine it was based entirely on lack of spend similar to Capital One.