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OP...
You're not going to "pre-qualify" for any cards from Amex for starters...
1) you burned them, and haven't paid them back. 2) you are barely 2 yrs post BK DC, and their MINIMUM for cards post BK is 5 yrs and 1 mo post file, IF you didn't burn them.
Same with USB. 5yrs and 1 mo post file date.
Your low scores, and 2 yrs barely post BK DC is going to be tough to get much of anything right now. My advice is to obtain one or two secured cards (Cap one, Discover, Citibank), and work on improving your scores, not applying to the big name banks that aren't BK friendly, especially only 2 yrs post.
Citibank will let you apply for a secured card 2 yrs post DC, and their secured cc will graduate at the soonest of 18mo.
What cards do you currently have, and what are the balances and limits? Your scores are pretty low for 2 yrs post. You should be at a minimum of 650+ depending on your rebuild, etc...
Also, do you still have IIB accounts reporting?
I would suggest doing a lot of research here on the forums on lenders that are and aren't BK friendly before appying.
Thank you for the replies:
Here are my current cards and limits
Other loans:
Income:
Expenses:
Thanks!
Update on credit score:
According to a very recent document I got from DCU (who just approved me for a $3,000 platinum basic VISA):
My Equifax score was 658 at the end of January when the application was approved.
They sent me this info right after they sent me the card.
I did request CLI from the Victoria's Secret card and the Old Navy card, both declined.
According to the Experian app I have, that provides free Experian report and FICO score, I am at 648 as of today, 2-10-19.
Did you get your Experian and Transunion Fico scores as well?
I also am seeing my Transunion score provided by Discover Scorecard is 635, dated 1-17-19
I would do a Secured card for a year or so I know it sucks but you need to reestablish a relationship and help your AAoA's too