So I applied for the USAA World card and was approved for Platinum with a 4000 CL instead. I was really hoping for a larger limit. Does USAA allow for recon on initial credit limit?
Am i able to use the same hard inquiry towards the USAA Amex?
Call USAA and speak to underwriting. Explain your needs and why you expected higher. It's worth a shot, but they may pull another HP for the additional credit.
At least you got a real card from USAA. I have a good income, decent limits on other cards and own a home. All of my insurance policies are through USAA as well as an IRA.
With (then) similar scores, I was denied any real cards and offered the weak secured card instead. I declined.