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Now I have 2 Macy's AmEx cards after store card Finally upgraded!

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3se7ens
Frequent Contributor

Now I have 2 Macy's AmEx cards after store card Finally upgraded!

Both cards are maxed out at $25k. The store card is the oldest but I didn't think it would upgrade

after I got the AmEx card. I never knew you can have two. A pleasant surprise I must say.

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IMG_3505.JPG

As of 3/2022


EQ.-721  |  TU.-731  |  EX.-708


Top Cards:


AmEx Gold - $10,000 POT. BofA Americard $17,000 NFCU CR. $16,000 NFCU Plat.$15,000 FNBO Visa $14,800


Disco Miles $14,000 Chase FU $13,900 USAA Signature $13,000  PayPal MC $10,000 


Macy's AmEx $25,000 Macy's AmEx (upgraded) $25,000

Message 1 of 13
12 REPLIES 12
RickNATL
Established Contributor

Re: Now I have 2 Macy's AmEx cards after store card Finally upgraded!

I already have both Macy and Macy Amex, both at $25K like you.  I received the upgrade message when I charged an item...is there any real reason to have a second Macy Amex? 

Message 2 of 13
NextUp2bat
New Contributor

Re: Now I have 2 Macy's AmEx cards after store card Finally upgraded!

Sweeet! CONGRATS!

Message 3 of 13
3se7ens
Frequent Contributor

Re: Now I have 2 Macy's AmEx cards after store card Finally upgraded!

...Because, 2 is better than 1?

As of 3/2022


EQ.-721  |  TU.-731  |  EX.-708


Top Cards:


AmEx Gold - $10,000 POT. BofA Americard $17,000 NFCU CR. $16,000 NFCU Plat.$15,000 FNBO Visa $14,800


Disco Miles $14,000 Chase FU $13,900 USAA Signature $13,000  PayPal MC $10,000 


Macy's AmEx $25,000 Macy's AmEx (upgraded) $25,000

Message 4 of 13
stonedog23
Frequent Contributor

Re: Now I have 2 Macy's AmEx cards after store card Finally upgraded!

Whew, for a while there I was thinking you had both of those cards "maxed" out at 25K, but you meant it entirely different.

NFCU GoRewards Sig ($40,000), NFCU Cash Rewards ($33,000), PenFed Power Cash ($25,000), FNBO Evergreen Visa ($20,000), Bread Financial Rewards Amex ($19,150), PNC Cash Rewards ($18,400), PNC Cashbuilder ($18,700) , Citi Double Cash ($9600), Discover It Cash ($9000), Walmart MC ($8000), Bank of America Unlimited Cash Rewards ($7500), Fifth Third Unlimited Cash Back Mastercard ($7500), Wells Fargo Active Cash Sig($7000), Apple Card ($6000), Amex BCE($6000), Amex ED($6600), X1 Card ($5000), PNC Points ($8000), Amex Cash Magnet($2000), Fifth Third Truly Simple ($4000), Truist Spectrum Cash Rewards($4500), Truist Bright Card($4500), CapOne Quicksilver(Bucketed @$1500), US Bank Cash+ ($5,000), US Bank Cash+ ($1,000), WF mortgage 195K Fico 8: EQ 766, TU 763, EX 753, FICO 9:EQ 829, TU 812, EX 791, AAoA-97 months, AoOA-28 years
Message 5 of 13
3se7ens
Frequent Contributor

Re: Now I have 2 Macy's AmEx cards after store card Finally upgraded!


@stonedog23 wrote:

Whew, for a while there I was thinking you had both of those cards "maxed" out at 25K, but you meant it entirely different.


They're both maxed out at $25k. The photo shows the balance of the store card.

Store card:
https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Macy-s-CLI-My-Final/m-p/6065410#M688564
AmEx card:
https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Macy-s-AmEx-Max-CLI/td-p/6266981

As of 3/2022


EQ.-721  |  TU.-731  |  EX.-708


Top Cards:


AmEx Gold - $10,000 POT. BofA Americard $17,000 NFCU CR. $16,000 NFCU Plat.$15,000 FNBO Visa $14,800


Disco Miles $14,000 Chase FU $13,900 USAA Signature $13,000  PayPal MC $10,000 


Macy's AmEx $25,000 Macy's AmEx (upgraded) $25,000

Message 6 of 13
surferchris
Valued Contributor

Re: Now I have 2 Macy's AmEx cards after store card Finally upgraded!

Congrats!

Current Cards:
AmEx Hilton Honors Surpass//AmEx Platinum Card//Ann Taylor Rewards Mastercard//Capital One Platinum Card//Credit One AmEx//Credit One Platinum VISA//Fingerhut//Navy More Rewards AmEx//TruWest Platinum VISA//Aspire VISA//Costco Anywhere VISA//Lowes Advantage//Apple Card
Loans:
1 Mortgage/////Navy FCU Auto Loan (2020 Jaguar I-Pace)//Capital One Auto (2016 BMW i3)
Next Cards (4th QTR 2022):
Navy Flagship Rewards VISA//Chase Sapphire Preferred
Stats:
Scores: 700's // Inq's: 1 for mortgage // Util: 1% // AoOA: 21 yrs

Message 7 of 13
Brian_Earl_Spilner
Credit Mentor

Re: Now I have 2 Macy's AmEx cards after store card Finally upgraded!


@3se7ens wrote:

@stonedog23 wrote:

Whew, for a while there I was thinking you had both of those cards "maxed" out at 25K, but you meant it entirely different.


They're both maxed out at $25k. The photo shows the balance of the store card.

Store card:
https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Macy-s-CLI-My-Final/m-p/6065410#M688564
AmEx card:
https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Macy-s-AmEx-Max-CLI/td-p/6266981


Typically when someone says a card is maxed out, they mean they've used all the available credit. That's what they thought you meant.

    
Message 8 of 13
Total80sKid
Senior Contributor

Re: Now I have 2 Macy's AmEx cards after store card Finally upgraded!

Congrats!

Message 9 of 13
3se7ens
Frequent Contributor

Re: Now I have 2 Macy's AmEx cards after store card Finally upgraded!


@Brian_Earl_Spilner wrote:

@3se7ens wrote:

@stonedog23 wrote:

Whew, for a while there I was thinking you had both of those cards "maxed" out at 25K, but you meant it entirely different.


They're both maxed out at $25k. The photo shows the balance of the store card.

Store card:
https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Macy-s-CLI-My-Final/m-p/6065410#M688564
AmEx card:
https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Macy-s-AmEx-Max-CLI/td-p/6266981


Typically when someone says a card is maxed out, they mean they've used all the available credit. That's what they thought you meant.


Oh! Lol! Ok Thanks 😊 

As of 3/2022


EQ.-721  |  TU.-731  |  EX.-708


Top Cards:


AmEx Gold - $10,000 POT. BofA Americard $17,000 NFCU CR. $16,000 NFCU Plat.$15,000 FNBO Visa $14,800


Disco Miles $14,000 Chase FU $13,900 USAA Signature $13,000  PayPal MC $10,000 


Macy's AmEx $25,000 Macy's AmEx (upgraded) $25,000

Message 10 of 13
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