OFFICIAL "what NFCU approved me for" thread

jordanmedical · ‎07-20-2012

I figure I'd start a thread geared to what Cl or loan NFCU granted you. Also, please include your EQ or TU score and age of baddies so we can compare.

-Rebuilding with CapOne Cash: $1.5k, NFCU cashRewards $8.5K, NavCheck $5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.9K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K (closed 1st home 05/08/13)

Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700
Take the FICO Fitness Challenge

Middleswarth · ‎07-20-2012

Cashrewards Visa - $10,000

EQ Score 631, TU 691 (they pulled both)

2 paid collections 5 and 6 years old.

Several 30 and 60 day lates from 2008 show up only on EQ.

rak320 · ‎07-21-2012

14K with a 684 EQ

1 October Eq 750

NFCU nRewards 25k, USAA MC 19k, USAA MC 16k, Cabelas 9k, Jeep MC 8.5K, Chase Mil Star 12k

jsickz32 · ‎07-21-2012

Cash rewards- $8k

They've pulled TU(693) 3 times so far...

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)

webhopper · ‎07-21-2012

Me: cash rewards, 22k, 707, they pulled TU

My husband: platinum, 4K (asked for CLI after approval original approval was 2.5k), 681, they pulled EQ for him

FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!

echoguy32 · ‎07-21-2012

nRewards 10K last year...received CLI to 15K, Car Loan 32K all within last 6 months.

Couple baddies from 2008-09 with FC 2008. Havent missed a payment since.

Starting Score: 05/15/2011 TU 565 EQ 562
Current Score (MYFICO): 6/25/2012 TU 670 EQ 660
Wallet: NFCU Visa 15k, Amex Green NPSL, Discover 1.2k, USAA MC 2K, USAA 1.5k

iMacDrew · ‎07-21-2012

Visa Flagship Rewards 10k @ 9.99

Refi Auto Loan 14.5k @ 2.99

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703

Whereis750 · ‎07-21-2012

Cash Rewards $12.5k
NavChek $10k
TU 709
EQ 690
Only baddies are lates from 2009

jordanmedical · ‎07-21-2012

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Recommended-Steps-for-Improving-Credit/td-p/1... This person got approved for $2.5K with a 541 and some serious baddies.

-Rebuilding with CapOne Cash: $1.5k, NFCU cashRewards $8.5K, NavCheck $5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.9K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K (closed 1st home 05/08/13)

Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700
Take the FICO Fitness Challenge

searchingfor67 · ‎07-21-2012

Cashrewards $10K. TU 772...