OK im spooked with HSBC right now

[jmcmillan]

Thanks for you guesses, wolf

rickjames8692, do you have any delinquencies on your credit? That's pretty much the only bad mark on my credit is several 120+ lates. What credit line/AF did they offer?

[rickjames8692]

about 4 negs on my report mostly stuff older than 3 yrs. Credit limit $300/APR 19%

my positive tradelines include

capital one secured, 8months old, 200 secured 100 unsecured  $300cl

Fingerhut 6months old, $700cl

Applied bank (yes them) 6months old, 500cl

Secured loan $1000 5months old

auto loan (16months) $4500 paid no lates

[daylove]

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@jmcmillan wrote:

What do you guys think the minimum time is on this sale?

I want to get an HSBC card before it's sold, but I want to get a couple more things cleared up before I apply (even though I've already been "preapproved," i want to make sure I'm "approved). Do you think I have at least a month before they sell?

If they sold today, would we still be able to apply as the sale goes through regulatory approval?

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Why would you do that? they said that if they cannot find a buyer they will shut down the card business..

[-Cain-]

If they shut down, do you get to keep the positive TL for 10 years?