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OMG!!!! Capital One CLI SUCESSS!!!!

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cmerriott
Valued Member

OMG!!!! Capital One CLI SUCESSS!!!!

I broke down and called executive office yesterday, complained about how unhappy i was with my credit limit not increasing in like 3 years. She asked a bunch of questions for manual review, least amount of increase i would accept, (7500) and how much i really wanted (10,000) Got a call back today with the 7500 APPROVED.

 

My card was opened in april 2008 with 500.00 limit, credit steped to 750.00 and then at christmas 2009 went to 3250.00 where it has stayed. My credit score back then was like a 520, and today is 724.

 

I was able to get a pc a couple months ago to a venture card, but no increase.

Myfico EQ 1/12/13 759

Barclays $6,300, NAVY FCU $25,000, CITI dividend $4,500, AMEX HH $16,800, AMEX BCP $6,000, BofA 123 $9,900, CAP ONE VENTURE $7,500, CITI forward $3,000, DISCOVER IT $10,000, GECRB/LOW $10,000, GECRB/SAMSDC $10,000, SPIEGEL $1,150, WFNNB/BUCKLE $1,100
Message 1 of 16
15 REPLIES 15
tinuviel
Moderator Emeritus

Re: OMG!!!! Capital One CLI SUCESSS!!!!

Congratulations!!! That's amazing!!!!!!!!!!! Smiley Very Happy

 

(ETA) I really hope that Cap1 begins to modify its business model to allow for increases on rebuilder accounts. As a customer's credit improves, it makes sense to reward them and keep the customer. I would think that this is part of building a business relationship. Well, we'll see if this points to changes in the near future. Once again, congrats!


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 2 of 16
EmpressLuv
Contributor

Re: OMG!!!! Capital One CLI SUCESSS!!!!

WOW, that is very good...i have been stuck at 500 for years..as soon as i buy my first house I am closing them..can't be bothered with Capital One no more

My Wallet: AMEX Gold NPSL, AMEX BCE 1K, Express 1350, Victoria Secret 2250, Macy's 2000, Kay's 7600, Capital One 1400, Capital One 4000, Quicksilver One 3500; Quicksilver 3000; QVC 3500, Walmart 6000, Pier 1 1250, Kohl's 1500, JCrew 1550, JCPenny 3600, Discover 1500, Lowes 12000, Amazon 2400

Lender Pull: 2/16/13 TU: 672 EX: 681 EQ: 671
Current Scores: 2/6/15: TU 696 EX: 679 EQ: 658
Goal Score: 700
Message 3 of 16
rtw
Established Contributor

Re: OMG!!!! Capital One CLI SUCESSS!!!!

Congrats! These boards have me avoiding Cap One at all costs. Glad you had some success with them.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 4 of 16
CS800
Super Contributor

Re: OMG!!!! Capital One CLI SUCESSS!!!!

Nice, my CL has been at $1100 since 2008 with no luck in CLI. My case is with the Exec office right now and still waiting to hear from them.

 

 

 




Message 5 of 16
LS2982
Mega Contributor

Re: OMG!!!! Capital One CLI SUCESSS!!!!

CONGRATS!!!!

Still waiting for the callback about my CLI request, I'm gonna be extremely upset if they say no, more than likely closing the account.



EQ FICO 548 3/3/16
Message 6 of 16
cmerriott
Valued Member

Re: OMG!!!! Capital One CLI SUCESSS!!!!

she also told me it could be a hard pull, i asked if it would only be one, and she said no, all three. I checked just now and I see NO hard pulls.

 

Also, she asked me SEVERAL times where i got the number, i told her I searched the internet for it, and she asked me what site i got it from. I told her i couldn't remember. She still asked me again what site.

Myfico EQ 1/12/13 759

Barclays $6,300, NAVY FCU $25,000, CITI dividend $4,500, AMEX HH $16,800, AMEX BCP $6,000, BofA 123 $9,900, CAP ONE VENTURE $7,500, CITI forward $3,000, DISCOVER IT $10,000, GECRB/LOW $10,000, GECRB/SAMSDC $10,000, SPIEGEL $1,150, WFNNB/BUCKLE $1,100
Message 7 of 16
LS2982
Mega Contributor

Re: OMG!!!! Capital One CLI SUCESSS!!!!

Lol good looking!!



EQ FICO 548 3/3/16
Message 8 of 16
cmerriott
Valued Member

Re: OMG!!!! Capital One CLI SUCESSS!!!!

just checked my account and the new limit is there already!!!! omg, i feel like hell has frozen over or something...lol

Myfico EQ 1/12/13 759

Barclays $6,300, NAVY FCU $25,000, CITI dividend $4,500, AMEX HH $16,800, AMEX BCP $6,000, BofA 123 $9,900, CAP ONE VENTURE $7,500, CITI forward $3,000, DISCOVER IT $10,000, GECRB/LOW $10,000, GECRB/SAMSDC $10,000, SPIEGEL $1,150, WFNNB/BUCKLE $1,100
Message 9 of 16
Shogun
Moderator Emeritus

Re: OMG!!!! Capital One CLI SUCESSS!!!!

Reading the subject, waiting for the punch line.  Smiley Happy  Seriousl though, congrats to you!  That really does deserve a happy dance!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 10 of 16
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