No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Nice! I see you went right to the signature
I've been away for a bit: is the Chase Recon flexibility still in play regarding Freedom approvals?
If so it shouldn't be hard to talk them around given your profile if you're willing to accept a $500-$1000 limit. That may have changed though in the last roughly six months that I really haven't been paying close attention to the forums, so I'd wait till someone else chimes in.
Given your number of inquiries though, it's not going to hurt much if at all to take another if you really want the card. I'm a little more pro-application than most people though when you're still establishing one's entry level potential keeper cards (of which I consider a Freedom to be in that tier) and the minimum underwriting standard at least used to be roughly 640 FICO and a year on a revolving tradeline which you appear to have.
Again, someone will likely confirm or deny if that's still legitimate or if I'm making shoddy statements due to their underwriting criteria / recon policies having changed.
Edit: can't believe it took me 5 minutes to type this Getting so slow in my old age. Congrats on the approval, ignore above .
Revelate wrote:
I've been away for a bit: is the Chase Recon flexibility still in play regarding Freedom approvals?
If so it shouldn't be hard to talk them around given your profile if you're willing to accept a $500-$1000 limit. That may have changed though in the last roughly six months that I really haven't been paying close attention to the forums, so I'd wait till someone else chimes in.
Given your number of inquiries though, it's not going to hurt much if at all to take another if you really want the card. I'm a little more pro-application than most people though when you're still establishing one's entry level potential keeper cards (of which I consider a Freedom to be in that tier) and the minimum underwriting standard at least used to be roughly 640 FICO and a year on a revolving tradeline which you appear to have.
Again, someone will likely confirm or deny if that's still legitimate or if I'm making shoddy statements due to their underwriting criteria / recon policies having changed.
Edit: can't believe it took me 5 minutes to type this Getting so slow in my old age. Congrats on the approval, ignore above .
Trust me it happens to me all the time...:smileylol:
Congrats!
Update title to reflect the approval
I would probably wait a few months, let the Freedom report with some history and then look at another card. If you apply for the BofA card now there is a very distinct possibility that you end up with a limit below $1k.
@xgac12x wrote:I GOT APPROVED FOR A 3K LIMIT!!!
THANKS GUYS!!
That's a nice limit! Congrats