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Well, the only reward I can see is the 18 months 0 interest on purchases, but I like cash back cards. I don't carry balances. Im also trying to stay in the garden until December. I have until Oct 15th to respond. Is this card worth it even if simply for more available credit?
@Steelersboy wrote:Well, the only reward I can see is the 18 months 0 interest on purchases, but I like cash back cards. I don't carry balances. Im also trying to stay in the garden until December. I have until Oct 15th to respond. Is this card worth it even if simply for more available credit?
Only you can answer if the card is worth it to you. For me, it was worth it because you never know when you may need or want to float a balance, and 18 mos at 0% for purchases is good if you are planning a purchase and need to pay it off over time.
The general rule for credit is don't apply for credit you don't need....but we know some of us on My Fico don't heed that advice, lol.
@emptypockets wrote:
@Steelersboy wrote:Well, the only reward I can see is the 18 months 0 interest on purchases, but I like cash back cards. I don't carry balances. Im also trying to stay in the garden until December. I have until Oct 15th to respond. Is this card worth it even if simply for more available credit?
Only you can answer if the card is worth it to you. For me, it was worth it because you never know when you may need or want to float a balance, and 18 mos at 0% for purchases is good if you are planning a purchase and need to pay it off over time.
The general rule for credit is don't apply for credit you don't need....but we know some of us on My Fico don't heed that advice, lol.
lol very true, but yea, that 18 mon is very appealing