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I wish they would send an email, text or even a phone call when lenders do that. A little courtesy would be nice at the very least.
I'm sorry, that's so rude! What if that was the only card you had on you? Ugh.
Nothing new, BoA is a jealous girlfriend.
Excessive credit seeking is enough for them to break up with a person.
I say good riddance to them.
@Anonymous those isolated examples are 1.5 to 2 years old; it's certainly not the norm with them. In the past 2 years, I've opened 17 new cards (3 with BoA), refinanced a mortgage, refinanced a car, refinanced student loans (twice), and taken out two loans. As recently as September they upped me to $75k of exposure (and another $70k as an AU). Lots of others here with a ton of new accounts as well without AA from BoA, so this is certainly an exception.
@fltireguy I'm sorry that this happened to you. A lot of decisions are certainly very profile-specific. Maybe a case of too much too soon? You've made tremendous progress in 2 years!
It happens often enough for folks to at least note it and be aware of when it happens to others. Pulled just these up in about 2 minutes of looking on just this forum.
It's all over the place of course, but I've definitely noted it myself and have kept a distance from BoA during my rebuild because who knows what a bank may do if an old baddie pops back up. I'm also not a fan of BoA personally so they were never on a "wish/want" list for me!
@Anonymous I'm not trying to argue with you, but 3 of those were closed because the account had a 0 balance and no activity for 6 or 9 months - that can happen with most lenders. Two were flagged for fraud (1 was completely reinstated, the other had 90% util and was doing things like $45k payments on balance transfers) and the other one reading through seems to have also likely been for inactivity (OP disappeared, but they closed 1 of 2 accounts and the one that was closed had been used a while before to transfer credit line to the one that was still open). One of the earlier examples had all of their accounts shut down and it seems to have been due to a credit repair agency gone awry (and OP had a $500 credit line with Preferred Honors, which in itself is odd).
Certainly seems to be more of an exception and I don't think there's any reason to believe this is pandemic with BoA.
Sorry this happened.
Do you have checking and savings accounts with Bank of America? Was this your only card with them?