No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
@drboxing wrote:
Just looking for input. Just wondering if there's anyone with only 1 AMEX card and is satisfied? I have the Delta Gold with $1K SL. If I get a $3000 limit that's all I need. Pay the card in full each month, card doesn't get MR but I fly Delta so the accumulated Delta points will work for me. So don't really need a charge card. What do you all think.
Who knows if anyone is ever satisfied on this forum, but there are certainly some obvious use cases. If you are interested on cashback on groceries (and gas) but have no/little interest in travel, having a BC/BCP/BCE as your only Amex makes perfect sense. And your case is another example, don't need MRs but want Delta miles...
IMO, multiple Amex makes more sense if you are into MRs, as the cards give opening bonuses and spending bonus in different categories. (Similarly if you are using Chase URs, you probably want more than one)
@drboxing wrote:
Just looking for input. Just wondering if there's anyone with only 1 AMEX card and is satisfied? I have the Delta Gold with $1K SL. If I get a $3000 limit that's all I need. Pay the card in full each month, card doesn't get MR but I fly Delta so the accumulated Delta points will work for me. So don't really need a charge card. What do you all think.
I'm satisfied with 0 AMEX cards.
Since November of last year I've opened a bunch and closed a bunch of AMEX cards. I can't figure out which rewards system suits me best.
Right now I have the no AF HIlton Honors, the AMEX Ameriprise Platinum, and the Blue Cash Preferred Open.
Recently I had the PRG and the Everyday (at the same time), the Starwood Preferred Guest, the Green, and the Old Blue Cash.
If you stay at hotels, Hilton and Starwood are hard to choose from. I think HIlton has most people covered with major categories that include gas, restaurants, and grocery stores... Those are places people really have to shop-- it's not like the card is offering bonus points at merchants where people rarely shop such as department stores.
I just got the PRG earlier this week and I'm a huge fan. I also have the Delta Gold. I may give that up after the no-AF grace period is up, though... PRG is a keeper I think.