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One company/organization many products

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Anonymous
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One company/organization many products

Hi fello myFICOers,

 

Almost all credit card companies/organizations have multiple products (tiered or otherwise).

I am wondering if there are any companies/organizations that do a soft pull if an exisiting member applies for a second, third or nth card.

 

Amex, is the the only company/organization I know that does this - uses the member's existing profile and latest scores to generate pre-qualified offer(s). If a member applies to the said pre-qualified offer(s), its simply a SP.

 

On the flip side, companies/organizations such as PenFed, use the same HP (if a member has applied for a new CC) for for multiple products. But this is not the question.

2 REPLIES 2
Anonymous
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Re: One company/organization many products

I love that Amex does. Wish that Chase did. 

Message 2 of 3
Anonymous
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Re: One company/organization many products

+1
Message 3 of 3
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