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Online pre-approved sites for credit cards.

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FixMyCredit1992
Established Contributor

Online pre-approved sites for credit cards.

Some of the links on here are dated, so I thought I would start a new thread.

 

Discover Card:

https://www.discovercard.com/cardmembersvcs/acqs/app/chooseMyOffer/findMyOffer?beyond=it&

 

 

Amex:

https://www304.americanexpress.com/credit-card/25330?linknav=us-CCSG-ProspectNav-MailOffer#!view-you...

 

Citi:

https://www.accountonline.com/cards/acq/preQualUserInfo.do?screenID=3204

 

Credit One:

https://prequal.creditonebank.com/

 

Chase:

https://ccsic.fni-stl.com/redes/index.php/chase_app/psonmarketplace.pl?jp_ltg=masthead&OVERRIDE_CELL...

 

Barclay Card:

https://www.barclaycardus.com/apply/ProactivePrescreenLanding.action

 

First Premier Bank:

https://www.premierprequalify.net/

 

 

Farm and Fleet $3,000 (AU) Paypal Extras MC $1,500
Barclay's Apple Visa $1,200 QVC Qcard $800
Amazon Store Card $600 Discover $500
Walmart MC $400 Victoria's Secret $350
Credit One $300 Fingerhut $200
TU Fico 626



Message 1 of 118
117 REPLIES 117
Untitled
New Contributor

Re: Online pre-approved sites for credit cards.

I've done a few of these approval sites today, and I have a question...

 

On the Captiol One website it gave my Experian score when I did a pre approval, The MileStone preapproval website gave me my Transunion score.

 

So am I missing something here? Why do people pay for their credit scores when preapproval websites tell them their score with no HP? 

Message 2 of 118
ptilda
Established Contributor

Re: Online pre-approved sites for credit cards.

I literally was just doing this tonight & then got interrupted. Glad you got these together!

Bank of America: https://www.bankofamerica.com/credit-cards/customized-offers/find-customized-offer.go?subchannel=ECP...

 

US Bank: https://www.usbank.com/credit-cards/get-your-recommended-card-offers.html

My Wallet:Fidelity Amex $1K, DCU $3.9K, US Bank AeroMexico $300, Quicksilver $1.3K, Cap1 secured MC $750, DiscoverIT $200, Care Credit $5K, Sportsman Guide Visa $3K, Kay $3K, Jared $3K,American Airlines CC $3K, Amazon $2.9k, Walmart $2.2k, Macy's $800 revolving/$5k furniture, Comenity retail cards $5.55kStarting Score: 618Current Score: 711
Message 3 of 118
MissCredit9
Frequent Contributor

Re: Online pre-approved sites for credit cards.


@Untitled wrote:

I've done a few of these approval sites today, and I have a question...

 

On the Captiol One website it gave my Experian score when I did a pre approval, The MileStone preapproval website gave me my Transunion score.

 

So am I missing something here? Why do people pay for their credit scores when preapproval websites tell them their score with no HP? 


I wasnt able to see my score. Did u actually app?



AMEX PRG NPSL, FIDELITY REWARDS 50K, CHASE SAPPHIRE RESERVE 27K, AMEX DELTA SKYMIES GOLD 25K, CITI DIAMOND PREFERRED 22K, CHASE FREEDOM 20K, CITI DOUBLE CASH 15.5K, BARCLAYCARD REWARDS MASTERCARD 15K, CHASE MARRIOTT PREMIER 5K, CAPITAL ONE SONY CARD 5.75K, CAPITAL ONE QUICKSILVER 3.5K, AMAZON STORECARD 6K, VICTORIAS SECRET 2650, EXPRESS NEXT 1850,Gardening2/17/17.
Message 5 of 118
ptilda
Established Contributor

Re: Online pre-approved sites for credit cards.


@Untitled wrote:

I've done a few of these approval sites today, and I have a question...

 

On the Captiol One website it gave my Experian score when I did a pre approval, The MileStone preapproval website gave me my Transunion score.

 

So am I missing something here? Why do people pay for their credit scores when preapproval websites tell them their score with no HP? 


Milestone didn't give me my score, and Capital One link hasn't been working for me... do you have another link for them?

My Wallet:Fidelity Amex $1K, DCU $3.9K, US Bank AeroMexico $300, Quicksilver $1.3K, Cap1 secured MC $750, DiscoverIT $200, Care Credit $5K, Sportsman Guide Visa $3K, Kay $3K, Jared $3K,American Airlines CC $3K, Amazon $2.9k, Walmart $2.2k, Macy's $800 revolving/$5k furniture, Comenity retail cards $5.55kStarting Score: 618Current Score: 711
Message 6 of 118
Untitled
New Contributor

Re: Online pre-approved sites for credit cards.


@ptilda wrote:

@Untitled wrote:

I've done a few of these approval sites today, and I have a question...

 

On the Captiol One website it gave my Experian score when I did a pre approval, The MileStone preapproval website gave me my Transunion score.

 

So am I missing something here? Why do people pay for their credit scores when preapproval websites tell them their score with no HP? 


Milestone didn't give me my score, and Capital One link hasn't been working for me... do you have another link for them?


Oops, meant Credit one. It looks like this:

 

Information about Your Credit Score
We also obtained your credit score from this consumer reporting agency Your credit score is a number that reflects the information in your credit report. Your credit score can change, depending on how the information in your credit report changes.


Your credit score: 701
Date: 01/04/2014 
Scores range from a low of 350 to a high of 850

Message 7 of 118
ptilda
Established Contributor

Re: Online pre-approved sites for credit cards.


@Untitled wrote:

@ptilda wrote:

@Untitled wrote:

I've done a few of these approval sites today, and I have a question...

 

On the Captiol One website it gave my Experian score when I did a pre approval, The MileStone preapproval website gave me my Transunion score.

 

So am I missing something here? Why do people pay for their credit scores when preapproval websites tell them their score with no HP? 


Milestone didn't give me my score, and Capital One link hasn't been working for me... do you have another link for them?


Oops, meant Credit one. It looks like this:

 

Information about Your Credit Score
We also obtained your credit score from this consumer reporting agency Your credit score is a number that reflects the information in your credit report. Your credit score can change, depending on how the information in your credit report changes.


Your credit score: 701
Date: 01/04/2014 
Scores range from a low of 350 to a high of 850


Here's what it told me:

 

Your credit score: 167
Date: 01/04/2014
Scores range from a low of -5 to a high of 298

 

Ha! I think they're a little off...

My Wallet:Fidelity Amex $1K, DCU $3.9K, US Bank AeroMexico $300, Quicksilver $1.3K, Cap1 secured MC $750, DiscoverIT $200, Care Credit $5K, Sportsman Guide Visa $3K, Kay $3K, Jared $3K,American Airlines CC $3K, Amazon $2.9k, Walmart $2.2k, Macy's $800 revolving/$5k furniture, Comenity retail cards $5.55kStarting Score: 618Current Score: 711
Message 8 of 118
09Lexie
Moderator Emerita

Re: Online pre-approved sites for credit cards.


@Untitled wrote:

I've done a few of these approval sites today, and I have a question...

 

On the Captiol One website it gave my Experian score when I did a pre approval, The MileStone preapproval website gave me my Transunion score.

 

So am I missing something here? Why do people pay for their credit scores when preapproval websites tell them their score with no HP? 


Different lenders have different or internal scoring models. 

 

However, 'submitting' an app with no intention of going through with the process for the purpose of receiving a free credit score is frowned upon at myFICO. 

Message 10 of 118
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