Only myFICO junkies will understand....

crunching_numbers · ‎06-17-2013

I am at a loss for the first time in years. There is always some CC I want next. But as I sit looking at my portfolio, I have everything out there that I am interested in.

I HAVE NO CC GOAL! It is actually driving me crazy that there is no card to covet....

Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)

asphaltcowboy · ‎06-17-2013

Very impressive siggy, IMHO you need a new hobby to ease your mind!!

Starting Score TU 667 EQ 663 EX 655
Current Score TU 778 EQ 776 EX 781 Last Update 4/2016
Garden Club 04/10/2013

09Lexie · ‎06-17-2013

Maybe the much-rumored Citi/Barclays AA Card will peek your interest.

Closing Credit Cards

The Definitive Amex 3X CLI Guide

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HoldingOntoHope · ‎06-17-2013

Don't worry Crunching - Before the summer is out I'm sure there will be a brand - new - must have - ultimate rewards - most prestigious card offered by one of the big players and talked about in a 432 page thread on My Fico forums.

Best financial advice I ever got: "Just imagine what an adult would do and do that."

Starting Score: 500's
Current Score: EQ 701 (FICO) TU 721 (FICO) EX 715 (Quizzle)
Goal Score: 760 ALL

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crunching_numbers · ‎06-17-2013

With my luck, there will. And it will be issued by Citi, who seems to hate me...

Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)

red259 · ‎06-17-2013

You don't want the CSP? I wish I had the problem of not having any cards to covet. All I would do is garden and work on CLIs so that when a new card comes out that I really want I could grab it instantly. As it is I pretty much know what cards I want to apply for for the next two years and the waiting is killing me!

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019

myjourney · ‎06-17-2013

@crunching_numbers wrote:
I am at a loss for the first time in years. There is always some CC I want next. But as I sit looking at my portfolio, I have everything out there that I am interested in.

I HAVE NO CC GOAL! It is actually driving me crazy that there is no card to covet....

I'm sure the CC companies are gearing up promotions for the Holiday season this year so you will be ready by then Lol

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?