Oops, hit Discover luv button with TU frozen . . . .???

[mssher]

I got the "Unable to increase your limit at this time" message.  Is the freeze keeping them from doing a SP?? I tried this twice, a week apart, same result.  Should I unfreeze TU and try again???

[Anonymous]

No I got that too and mine isn't frozen.

[Anonymous]

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@mssher wrote:

I got the "Unable to increase your limit at this time" message.  Is the freeze keeping them from doing a SP?? I tried this twice, a week apart, same result.  Should I unfreeze TU and try again???

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They can still SP even with the file frozen. That's the same message I've gotten the last few times, and mine isn't frozen.

[mssher]

Someone said before that if you  initiate a CLI then they are unable to do the SP if bureau is frozen  . . .  but they are able to do their normal account review SP with no problem.  So, got to thinking that maybe having TU frozen is keeping them from doing the customer-initiated SP and generating that denial. I'll unlock it and try again in a few days to see if that makes a diff.

[Anonymous]

Mine are usually kept in the Sub-Zero unless applying and have had no such issue getting auto CLIs.

[mssher]

yeah, wouldn't affect the auto-cli, just the customer-initiated ones, if any.

[JagerBombs89]

All my reports are frozen, including TU, and Discover still was able to process the CLI when I hit the LUV button a few weeks back.

EDIT FOR CLARITY

[mssher]

Thanks Jager, but darn . . . that means I'm truly denied.

[Imperfectfuture]

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@mssher wrote:

Thanks Jager, but darn . . . that means I'm truly denied.

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Which is happening often.  Don't take it personal, try again in 90 days.

[taxi818]

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@Imperfectfuture wrote:

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@mssher wrote:

Thanks Jager, but darn . . . that means I'm truly denied.

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Which is happening often.  Don't take it personal, try again in 90 days.

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+1 yep. happens to all of us. (denial that is)