That’s what I did. Called and joined and put in my card app.
I opened my checking account last night and applied for cash rewards and got approved with 700 limit. I also applied for CLOC but got denied. Scores high 500 and low 6.
Congrats on the approval..Give it 91 days and three statements and apply for a 2nd card for a higher limit
Now, they did freeze me out 15 days later for "additional verification". But even that was lifted after I provided the necessary documentation; within 2 - 3 business days.
Curious what they asked for. Just ID or POI?
I applied for an NFCU card about an hour after they approved my membership. With $0 in my account, a mid 600 score, and a credit report showing a few unpaid charge offs and collections accounts they approved me for a $15k limit card.