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Opinion about my Cards

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mkhan1093
Established Contributor

Re: Opinion about my Cards


@Anonymous wrote:

Hi Everyone here are the cards I currently have:

 

Chase Freedom $500 (given up on getting a CLI lol)

Discover IT $1,600

Citi Double Cash $1,500

Capital One Quicksilver $750

Barclay Apple Rewards $2,000 (only got this for my new laptop, currently paying it off)

 

Any opinion or ideas about my cards? Should i not use or get rid of any? Or try applying for any others?

 

Thanks


If you're just beginning with credit then I would say you have a great lineup. Don't close any so that they can all contribute to a strong AAoA down the road. I wouldn't apply for any more cards right now but it seems to be that you're in the cashback game. Maybe in 6 months or so, look into the Amex BCE/BCP depending on your spending habits, and also the BoA Cash Rewards card (aka the 1-2-3 card). But that's for another time - you're doing a great job!

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