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Orchard CC question...


Orchard CC question...

Are all Orchard CC considered as rebuilder cards? I have a platinum MC with a 300CL back in 2006.  PIF, No lates and now the CL is 1350 (my oldest open account).  Is it possible to upgrade this card? Any advice is greatly appreciated.

Starting Score: EQ 606, TU 631
Current Score: EQ 658, TU 674, EX 656 FAKO
Goal Score: 700

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Regular Contributor

Re: Orchard CC question...

I have the platinum visa and recently called about doing a product change to a card with no AF.  I was told at this time they were not doing product changes on rebuilder cards.  But they did credit me half of my $79 AF.

Filed BK 07/07/15 Discharged 10/07/15
Starting scores 11/2015 EQ 567 TU 487 EX 531
Current scores 02/2017 EQ 649, TU 642, EX 651

Cap 1 QS 5000 Cap 1 QS 6500, PenFed Promise 2500, NFCU GoRewards 8000 NFCU CLOC 4000
In the garden until 2018
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