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I moved May 27th. Updated my profile at Orchard sometime shortly thereafter.
Two weeks ago, when reading here about CLIs, I requested one. Talked to the rep. She declined me saying I'd receive a letter as to why.
It was because they could not match the address provided and the address on file (me thinketh it was the non-English speaking CSR that input wrong addy). Also, my city does not show up as the city but the larger metro city does on some systems.
Bummed. I realize it'd probably only been $100 but it all helps with util... well, it would if I kept a balance!
That sounds like an easy recon, call the backdoor most like you will get a domestic rep
As long as you have some proof of your new address (utility bill, banking statement, maybe a copy of the lease) you can probably recon it.
Backdoor number did not work; CSR typed in same information as before, and I was declined despite that I have a better score, excellent PIF history with Orchard, and PIF every other card I have. My truck loan is new and also on time never late. That, and the negatives discharged in my BK are falling off.
Bah. Oh well.
When I called for a credit increase before I put Orchard out to pasture I was told they are no longer offering CLI's at all. They didnt pull credit, just flat out said they dont do them 'until further notice.'
About 3 or so weeks ago, a poster said the CLI button had appeared on the OB site... Poster had clicked and received a $100 CLI.
I clicked and was told to contact CSR. I did and declined... told to read the letter.
So, I called back door # today, and same result. Oh well. They'll go buh bye in December, right before AF.
@LittleCat wrote:When I called for a credit increase before I put Orchard out to pasture I was told they are no longer offering CLI's at all. They didnt pull credit, just flat out said they dont do them 'until further notice.'
I was told the same thing in May, but the CSR I spoke to said to try again in June.
I tried again this week and was given CLI of $100.
@LittleCat wrote:When I called for a credit increase before I put Orchard out to pasture I was told they are no longer offering CLI's at all. They didnt pull credit, just flat out said they dont do them 'until further notice.'
I got a 200 CLI today by phone...
@p- wrote:
@LittleCat wrote:When I called for a credit increase before I put Orchard out to pasture I was told they are no longer offering CLI's at all. They didnt pull credit, just flat out said they dont do them 'until further notice.'
I got a 200 CLI today by phone...
Congrats!
I have had my Orchard since 2006 and it is stuck at it's $900.00. IF memory serves I started at $400 and received 2 increases pretty quickly to get to the $900.00. I called for a CLI last month and was denied...I think that I am going to try again as I just had them remove my only 30 day late from the account history. Who knows!