I received my first credit card in Aug 2007 which was a secured card from Orchard(500 CL). Since then I have opened a BOA unsecured account(01/08) which has a 3200 CL and I was just approved for an Amex Blue last week (2500 CL). So I'm doing good so far.
I sent an email to Orchard asking them how long does it take for a secured card to graduate to a unsecured card and the reply I received was 18 months after the account has been opened. Does anyone have experience with this particular topic with Orchard. Do you think it's worth it to call them and ask about it.
I don't want to close the card because it is technically my oldest account(well by only 5 months) but I don't think I should have to deal with a secured credit card anymore.
What are your thoughts?
Put on your best boots and kick them to the curb!!!!!!!!!!!!
WOW it seems like you doing very well .
So you do not need them any more which is let them go,and get your money back .