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Orchard credit card reporting only on two not the one I need

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Anonymous
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Orchard credit card reporting only on two not the one I need

Ok I PIF a couple days before the month end both experian and trains union are showing my 0 balance but equifax/score watch power report still not reflecting my 0 balance. What's your guys thoughts on that
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Revelate
Moderator Emeritus

Re: Orchard credit card reporting only on two not the one I need

Possible lag in Orchard reporting to EQ, or in EQ's updating the score report, or perhaps even a second update was triggered to them.  Orchard uses EQ more than the other two for various things.  Can you recognize the balance, either pre-payment, or some figure post-statement close?

 

Unless you're trying to get a loan this month, don't sweat it; if you are, maybe see about getting it updated correctly.  Unless it's some ridiculous figure it's not going to hurt your utilization much anyway.

 




        
Message 2 of 3
Anonymous
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Re: Orchard credit card reporting only on two not the one I need

it shows the balance from the last day of November not December. Yes im wanting a bump up a few points for a loan. I have other cards to that should report this month along with this one showing a PIF

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