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When I and DH had Orchard cards (closed a few months ago) we were never hard pulled OR soft pulled. Evidently, they were going on internal records. So, don't assume a soft pull until you actually see it on your reports.
Congrats on your CLI's!
@Kiwill wrote:
Oh I see So when this year is over I'll have 2 inquiries within the last 12mos effecting my score. I hope NFCU will be forgiving. On a happier note, I did notice that the CLI I asked for online for Children's Place was approved from $500 to $1100, so that is a total of $1,600 today, not too bad
was it instant approval and was it a hard pull?
@Kiwill wrote:
Oh I see So when this year is over I'll have 2 inquiries within the last 12mos effecting my score. I hope NFCU will be forgiving. On a happier note, I did notice that the CLI I asked for online for Children's Place was approved from $500 to $1100, so that is a total of $1,600 today, not too bad
Kiwill;
when got a CLI from children's place, did you have to give your bank info, like your bank acct #?
When i applied they ask me for that...routing and checking accout # ?