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Other CC companies/banks that don't hard pull for exsisting clients (like AMEX does)?

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Anonymous
Not applicable

Other CC companies/banks that don't hard pull for exsisting clients (like AMEX does)?

What credit card companies will use a new card to current customers.without doia hard pull? Similar to how AMEX will.
Thanks
4 REPLIES 4
_NERD
Established Contributor

Re: Other CC companies/banks that don't hard pull for exsisting clients (like AMEX does)?

Great question! I’m interested in knowing this too.

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Message 2 of 5
Anonymous
Not applicable

Re: Other CC companies/banks that don't hard pull for exsisting clients (like AMEX does)?

PenFed does it but you have to wait for PenFed offers.
Message 3 of 5
Gmood1
Super Contributor

Re: Other CC companies/banks that don't hard pull for exsisting clients (like AMEX does)?

DCU's automated system offers a card with them while joining, if you meet the credit criteria . If the card is offered during the new member process. It is a SP to accept the preapproved offer.

Message 4 of 5
RonM21
Valued Contributor

Re: Other CC companies/banks that don't hard pull for exsisting clients (like AMEX does)?


@Anonymous wrote:
PenFed does it but you have to wait for PenFed offers.
Just did this with Penfed on Sunday, in kind of a round-a-bout way.  I wanted to add a $2800 offer for another card to my existing, but they are no longer offering anything on that one, so I took the new card off the offers.  No HP.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 5 of 5
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