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Other CC companies/banks that don't hard pull for exsisting clients (like AMEX does)?

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Other CC companies/banks that don't hard pull for exsisting clients (like AMEX does)?

What credit card companies will use a new card to current customers.without doia hard pull? Similar to how AMEX will.
Thanks
FICO 8 Dec. 13 2018
Experian 702
Equifax 738
Transunion 770
2/24 Chase

Accounts:
Cap1 QS $1,100
Cap1 QS1 $1,300
Chase freedom unlimited $4,500
NFCU personal loan $3,500 ($200 balance)
Aaoa 1.6 years
1-2 inquiries per bureau
4 REPLIES 4
Established Contributor

Re: Other CC companies/banks that don't hard pull for exsisting clients (like AMEX does)?

Great question! I’m interested in knowing this too.

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Message 2 of 5
Valued Contributor

Re: Other CC companies/banks that don't hard pull for exsisting clients (like AMEX does)?

PenFed does it but you have to wait for PenFed offers.
Message 3 of 5
Community Leader
Super Contributor

Re: Other CC companies/banks that don't hard pull for exsisting clients (like AMEX does)?

DCU's automated system offers a card with them while joining, if you meet the credit criteria . If the card is offered during the new member process. It is a SP to accept the preapproved offer.

Message 4 of 5
Valued Contributor

Re: Other CC companies/banks that don't hard pull for exsisting clients (like AMEX does)?


@oldman87 wrote:
PenFed does it but you have to wait for PenFed offers.
Just did this with Penfed on Sunday, in kind of a round-a-bout way.  I wanted to add a $2800 offer for another card to my existing, but they are no longer offering anything on that one, so I took the new card off the offers.  No HP.
                               

Total Credit: $240,100Credit Utilization: 1%AAoA: 5 years, 7 monthsInstallments: Car Lease, Marcus LoanNegatives: 0

LOWES-35k | BOA-32.5k | AMEX-30k | DISC-27.1k | ALLIANT-25k | NFCU-25k | BARC-15k | BBUY-12k | CHASE-10k | WAL-10k | CITI-9.7k | PENFED-9.7k


Message 5 of 5
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