Other than Capital One

[Carloscda40]

Once score reaches say 650 what are some good cards other than Cap 1 cards?

[Anonymous]

What does your profile look like? Baddies? AAOA? How many current lines open? Utilization? 

[Anonymous]

Where are you getting your credit scores from?

[Shooting-For-800]

Barclay and Merrick are both fine.

whats wrong with Cap One?

Blacklisted?

One of the few decent companies that offer the full range of cards.

They treat me like a king and I started at 0 after BK.

YMMV

[LadyJEsq]

I would suggest Discover and Barclay as well. Also, C! is pretty good at giving people second chances, so if that's the reason you're not asking about them, I'd say don't count them out. 

[Carloscda40]

Ok as of now my score is 570 via DiscoverIT which I have(Secured) along with yes I know a CreditOne card, Merrick Bank, Open Sky.

I also have a car note. Working on trying to get my score near 700 by this time next yr hopefully.

And I have 2 old Cap 1 cards from like 6yrs ago that I messed up. Was debating to pay them off or let them fall off my credit report?

[Anonymous]

Well, the ethical answer is you should always pay your debts, but you are 1 year from that falling off anyway...

Don't count Cap1 out completely. They are one of the more forgiving lenders. I'm not sure exactly what their parameters are for letting back in, but maybe someone will come along that can give you more info for that.

650 does seem to be the area that more doors open. I got AmEx BCE in that range, along with CFU.

[Anonymous]

---

@Carloscda40 wrote:

Once score reaches say 650 what are some good cards other than Cap 1 cards?

---

You might be able to reach for the Citi ThankYou Preferred. 

[Anonymous]

I burned Cap1 when I was 18 fresh out of HS luckily it was only for like 650$ or so and I paid it over about 6 years later and last year I applied for their Platinum MC and they let me in and I just upgraded it or however you say it to a QS. They have been pretty stingy with CLI's and I just got the steps increase so waiting awhile before asking. But if you burned Cap1 they might let you back in as they approved me last year with a 580 Credit score. My Credit score is up to 645 or hovering around that between all three reports and Discover approved me for a card about a month ago for the Discover IT. 

[Meanmchine]

At FICO EX 650, you can start lurking around the Amex prequal webpage