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About 4/5ths of the charges are related to me fixing my house from storm damage, but damn this month's Zync bill hurt! (At least its gives me a really high maximum balance.) Statement cut on the 9th and I paid it today. This should also help with internal limit and score.
I had that a few months ago when I had to buy new furniture for my appartment. I was mildly surprised when there was no problem swiping my AMEX for $4k at IKEA and was kinda expecting some horrible phone call and me having to split it across multiple cards.
But yeah I think it works out in the end. Now that I pushed $5.5k through my PRG in one month, when I app'd for the BCP they gave me a $7.6k CL when my only other CL was was only $3.3k. Thinking the $5.5k helped
I hope so. I go for my 3x CLI in a couple of weeks Next month will be another high month as I have another 4k in repair related items I have to charge. I may them on new NFCU and let it report so I can setup high reported balance on that card. 4k/25k would still keep my UTIL in check.
LOL. My second Zync statement cut last Friday (paid yesterday). My December statement will be much higher than my last statement (of 1.1k) because I am going to start my Christmas holiday shopping soon (not to mention Thanksgiving is coming up). I think it makes since for Amex to determine your credit card limit based on your charge card usage (if you have one prior to applying for their revolvers ).
4k at Ikea..... Was anything left?
@nagisa wrote:I had that a few months ago when I had to buy new furniture for my appartment. I was mildly surprised when there was no problem swiping my AMEX for $4k at IKEA and was kinda expecting some horrible phone call and me having to split it across multiple cards.
But yeah I think it works out in the end. Now that I pushed $5.5k through my PRG in one month, when I app'd for the BCP they gave me a $7.6k CL when my only other CL was was only $3.3k. Thinking the $5.5k helped
@Smug wrote:4k at Ikea..... Was anything left?
@nagisa wrote:I had that a few months ago when I had to buy new furniture for my appartment. I was mildly surprised when there was no problem swiping my AMEX for $4k at IKEA and was kinda expecting some horrible phone call and me having to split it across multiple cards.
But yeah I think it works out in the end. Now that I pushed $5.5k through my PRG in one month, when I app'd for the BCP they gave me a $7.6k CL when my only other CL was was only $3.3k. Thinking the $5.5k helped
i really need to make more money
i think ill be good with spending 1k a month but anything more for me is like wow. what am i doing here lol.
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
How's the repairs going?