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@Bella1980 wrote:She says she is shopping and using her cards to help rebuild her credit.Also, she hasn't even pulled her FICOS or gotten a credit monitor, both of which I think are important. There are too expensive but $200 dresses at Macys for her friends friends wedding is not.Ridiculous, haha.
Both. Optimally you want a >10% utilization on each individual account AND overall.
@Bella1980 wrote:My friend asked me this and I'm not quite sure. Is the 10% or less util rate for each card or a total for all cards combined?
KingAdrock wrote:
Both. Optimally you want a >10% utilization on each individual account AND overall.
Bella1980 wrote:My friend asked me this and I'm not quite sure. Is the 10% or less util rate for each card or a total for all cards combined?