@ToxikPH wrote:
Can I even PC before the card is a year old? I know the card act says I can’t until the 13th month, is that true?
Yes, you can’t take a no-AF card to an AF card until after 12 months.
High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
