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PENFED APPROVED 20.5K INSTANT

Regular Contributor

PENFED APPROVED 20.5K INSTANT

 

tried to open a savings account with Penfed yesterday and received e-mail today stating that i was already a establsh member since 2008 so i called the number talked to a csr told him i forgot to my onlie info member number ect.. Csr was able to activate my account so before i said thank you he offered me the Visa Plantinum Rewards if i would like to apply for it. I asked him if it was going to be Hard pull Csr said yes. After a few question my income etc...He said WOW congratulation you have been approved for 20,500, and ask me if that was to much. He ask me If i wanted to lower the limit and of course i explain to csr i only intend to use 30% of limits and i usually PIF every month. csr also mention about a car loan approval of 25k no thanks. My cars are paid off. check my account today I only had 80 bucks in the account for 4 years agoSmiley Very Happy

 

Pulled EQ; 706 0 inq

Message 1 of 13
12 REPLIES
Valued Contributor

Re: PENFED APPROVED 20.5K INSTANT

congrats on the nice card. 

good to have income like that as well =)

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 2 of 13
New Contributor

Re: PENFED APPROVED 20.5K INSTANT

Wow, congratulations on that!  $20K!   Smiley Happy

Message 3 of 13
Valued Contributor

Re: PENFED APPROVED 20.5K INSTANT

Congrats.  Has card shown up in account?  If not, don't be surpriseif if they ask for more documents or reduce cl under manual review.

               LIMITS IN CARD DESCRIPTIONS
Message 4 of 13
Regular Contributor

Re: PENFED APPROVED 20.5K INSTANT

Cras

thanks for the heads how long after approval before it shows up to your account

Message 5 of 13
Valued Contributor

Re: PENFED APPROVED 20.5K INSTANT

Next day after final approval.  Call them tomorrow if not in your account.  Check status online as well as it may change to documents needed etc.

               LIMITS IN CARD DESCRIPTIONS
Message 6 of 13
Contributor

Re: PENFED APPROVED 20.5K INSTANT

Congrats! Nice CL. It usually takes them about 48 - 72 hours to update the details of your account.

Current: EQ 791 / TU 788 / EX 752 FICO's (MyFico, Oct 2012)

*** NFCU Plat | USAA CR Amex | PenFed TR Amex | BOA Gold | JP Morgan Select | Amex BCP | Amex PRG | USAA Plat ***
Message 7 of 13
Regular Contributor

Re: PENFED APPROVED 20.5K INSTANT

check status today

 

What does it mean when it said transfered 8-13-2012 I app yesterday status went frpm approved to transfered

 

mr_postman yoour check is in the mail:

Message 8 of 13
Valued Contributor

Re: PENFED APPROVED 20.5K INSTANT


mr_postman wrote:

check status today

 

What does it mean when it said transfered 8-13-2012 I app yesterday status went frpm approved to transfered

 

mr_postman yoour check is in the mail:


When it says transferred - you are gold! You have been approved and they have now ordered your card.

 

Congrats!  Smiley Happy

Ray

** Every Card has a Job, and Every Card does its Job **
Message 9 of 13
Established Contributor

Re: PENFED APPROVED 20.5K INSTANT


RockinRay wrote:

mr_postman wrote:

check status today

 

What does it mean when it said transfered 8-13-2012 I app yesterday status went frpm approved to transfered

 

mr_postman yoour check is in the mail:


When it says transferred - you are gold! You have been approved and they have now ordered your card.

 

Congrats!  Smiley Happy


Yeeeep! Congrats!

FICO: EX: 740 (1/18); TU: 753 (12/17); EQ 777 (12/17)
Amex Blue Cash | Amex Mercedes Benz | Amex Schwab Platinum | Amex SimplyCash Plus | Barclays Uber Platinum Visa | Chase Amazon Prime Visa Signature | Chase Freedom Visa Signature | Chase IHG Premier World Elite Mastercard Discover IT Miles | Discover IT More | Lowes Advantage | Macys Store | NFCU Flagship Visa Signature | Penfed Pathfinder Rewards Amex | USAA Limitless Rewards Platinum Visa
Message 10 of 13