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williewonka wrote:
Does the P in the PFICO per chance stand for PLUS, as in the EX model on their site? I think I read on here that it is a model used for consumer loans or CC's? Any other info is appreciated.
@Anonymous wrote:
@williewonka wrote:Does the P in the PFICO per chance stand for PLUS, as in the EX model on their site? I think I read on here that it is a model used for consumer loans or CC's? Any other info is appreciated.The P in PFICO stands for Providian, since it's available to consumers only through WaMu's (formerly Providian's) CC servicing site. It has nothing to do with the EX PLUS score.Here's my recent explanation of the PFICO and what it is.
williewonka wrote:
OK, so it's Providian's version tailored to their liking. DO other CCC's or lenders have their own tweeked versions as well, and just use them internally?
Math_Rocks wrote:
See, I knew a mod would beat me to it!