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PIF prior to 3x 61 day attempt?

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Dw4250
Valued Contributor

PIF prior to 3x 61 day attempt?

So AMEX experts...I am eligible for the 3x CLI tomorrow and wondering if I should pay off my balance this afternoon so it shows as a $0 balance, or not bother since my balance is still pretty low and I'm not even halfway through the billing cycle?  

 

The bill is not due until 5/23 and the statement closes 5/28.

 

My current balance is $209/2000CL.

 

The first two billing cycles, I have put >$1000 through the card each cycle and PIF each time (reported as $0 balance).

 

Thoughts?

Message 1 of 6
5 REPLIES 5
john398
Senior Contributor

Re: PIF prior to 3x 61 day attempt?

I don't think you have to, I got a CLI at 61 days from 2k to 6k and was carrying alittle bit more than you, however if it makes you feel better, pay it

Message 2 of 6
Kenny
Moderator Emeritus

Re: PIF prior to 3x 61 day attempt?

Yeah, I believe totally is not a huge factor at all.
Message 3 of 6
Involver
Valued Contributor

Re: PIF prior to 3x 61 day attempt?

It will make no difference IMO.  I was carrying a balance and was approved.  

Message 4 of 6
Themanwhocan
Senior Contributor

Re: PIF prior to 3x 61 day attempt?

I think they will use a recent SP, so it most likely won't matter.

 

 





TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752    
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800
Message 5 of 6
Dw4250
Valued Contributor

Re: PIF prior to 3x 61 day attempt?

I will just leave the small balance there, and give it a shot tomorrow.

 

Thx everyone!

 

 

Message 6 of 6
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