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So AMEX experts...I am eligible for the 3x CLI tomorrow and wondering if I should pay off my balance this afternoon so it shows as a $0 balance, or not bother since my balance is still pretty low and I'm not even halfway through the billing cycle?
The bill is not due until 5/23 and the statement closes 5/28.
My current balance is $209/2000CL.
The first two billing cycles, I have put >$1000 through the card each cycle and PIF each time (reported as $0 balance).
Thoughts?
I don't think you have to, I got a CLI at 61 days from 2k to 6k and was carrying alittle bit more than you, however if it makes you feel better, pay it
It will make no difference IMO. I was carrying a balance and was approved.
I think they will use a recent SP, so it most likely won't matter.
I will just leave the small balance there, and give it a shot tomorrow.
Thx everyone!