Whats wrong with PIF? They wont even increase my cl. Does it matter in the long run???
There's nothing wrong with PIF, heck you save money! A lot of people at this forum are fighting for every FICO point gain possible and one way to do this is to have your revolving accounts reporting
your a PIF deadbeat, good for you , bad for them, they like people who pay interest and run up a balance, issues CLI so they can run up more, or some company's lets go over your limit and issue you a new card to run up.
