PNC product moratorium

[credit_endurance]

I currently have cash rewards with them with approval around March/April if I can recall. And was looking to apply for another product with them soon. Is there a mandatory waiting period before you can apply again between apps? 6 mo 12 mo etc?

[Anonymous]

I don't know for sure but, I got denied for INQ when I applied for a card with them.  So, there's that... the inq's were low like 5-6 at the time too.  I was kind of surprised by the denial with what I was seeing with other approvals being posted.

[credit_endurance]

Sorry to hear about your denial. Haven’t found many data points on if there is a wait between apps. Getting kinda “antsy” around here😆

[AverageJoesCredit]

Wish i could help you Bruiser, but i cant get past the word Moratorium

[FinStar]

I'm not sure if there's a waiting period per se for PNC CCs, but you can always contact them and see whether there's such an internal policy. If you don't want to risk a HP then wait it out.

Anything that appeals of having a 2nd CC with them?

[coldfusion]

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@FinStar wrote:
I'm not sure if there's a waiting period per se for PNC CCs, but you can always contact them and see whether there's such an internal policy. If you don't want to risk a HP then wait it out.

Anything that appeals of having a 2nd CC with them?

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As of late they've been floating targeted offers that while not exceptional have been halfway decent. 

[credit_endurance]

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@AverageJoesCredit wrote:
Wish i could help you Bruiser, but i cant get past the word Moratorium

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too funny!! Just trying to be all fancy in here of late huh

[credit_endurance]

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@FinStar wrote:
I'm not sure if there's a waiting period per se for PNC CCs, but you can always contact them and see whether there's such an internal policy. If you don't want to risk a HP then wait it out.

Anything that appeals of having a 2nd CC with them?

I decided against the second guessing and just called thier sales dept and it was confirmed that there is no wait in between apps. You can even place 2 app for different products at the very same time. Also of note for those that may not know, there is sp cli's every 6 months according to the rep I spoke with.

As for a second card appeal, they have this core visa visa the offers BT for up to 18 months with pre mailer sometimes. Even the cold app would get 15 months BT 0% APR so it will come in quite handy for some.

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[credit_endurance]

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@coldfusion wrote:

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@FinStar wrote:
I'm not sure if there's a waiting period per se for PNC CCs, but you can always contact them and see whether there's such an internal policy. If you don't want to risk a HP then wait it out.

Anything that appeals of having a 2nd CC with them?

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As of late they've been floating targeted offers that while not exceptional have been halfway decent. 

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+1. I saw your approval  a few days ago for the core visa. Just a no frills card but very unique BT offer for some.